STATEWIDE PROGRAMS

Start Program and NDHFA Downpayment and Closing Cost Assistance Program

Assistance Available:
The North Dakota Housing Finance Agency offers competitive fixed rate first mortgages that include assistance with downpayment and closing costs through its Start Program.

There are a variety of programs offered to first time homebuyers and those who have previously owned a home.

Qualifications:
Your income cannot exceed the program limits. You must meet the required credit underwriting standards. You must contribute a $500 cash investment. You must occupy the property as your primary residence. Single family homes, condominiums, and manufactured homes permanently affixed to a foundation are eligible. Rural homes on up to 10 acres are eligible. 1-4 unit properties are eligible as long as the homeowner occupies one of the units. The purchase cannot exceed the program limits.